Acceptance of Terms

By accessing and using the website focuslift.org, you signify your agreement to these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, please do not use our services or access our content focusing on Personal Finance, Financial Habits, Personal Investments, and Financial Goals.

Site Content and Purpose

The information provided on focuslift.org is intended for general informational and educational purposes only. It is not financial advice, investment advice, or legal advice. While we strive for accuracy, we make no guarantees regarding the completeness, reliability, or timeliness of any information provided. Users should always consult with qualified financial professionals before making any financial decisions.

User Conduct and Responsibilities

As a user of focuslift.org, you agree to:

• Use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.
• Refrain from posting or transmitting any unlawful, defamatory, obscene, offensive, or otherwise objectionable content.
• Not to engage in any activity that could disable, overburden, or impair the proper working of focuslift.org.
• Be solely responsible for any content you post and for any consequences thereof.

Intellectual Property Rights

All content on focuslift.org, including text, graphics, logos, images, and software, is the property of focuslift.org or its content suppliers and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without explicit written permission from focuslift.org.

Account Information and Security

If you create an account on focuslift.org, you are responsible for maintaining the confidentiality of your account information, including your password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. focuslift.org cannot and will not be liable for any loss or damage arising from your failure to comply with this security obligation.

Third-Party Links and Resources

Our website may contain links to third-party websites or resources that are not owned or controlled by focuslift.org. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We encourage you to read the terms and conditions and privacy policies of any third-party websites you visit.

Disclaimer of Warranties

focuslift.org provides its services "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We disclaim all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement, relating to personal finance insights and investment strategies.

Limitation of Liability

In no event shall focuslift.org, its affiliates, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Changes to Terms

focuslift.org reserves the right to modify or replace these Terms of Use at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the website after any such changes constitutes your acceptance of the new Terms of Use. We encourage you to periodically review this page for the latest information on our terms.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction where focuslift.org operates, without regard to its conflict of law provisions.

Contact

If you have any questions about these Terms of Use, please do not hesitate to contact us through our Contact Page.